Hope Wissel, Unclutter Your Life

Finding My Purpose

We have been home from an amazing vacation for a few days and are adjusting to the cold weather.  UGH!  I do like the change of seasons BUT I am NOT a fan of cold weather. Sunshine definitely helps me to clear my head and is good for my MS.

My word for this year is ACCEPTANCE so let’s recap the first month. January was full of playing the comparison game especially in my business.  I have been digging deep to find  my “why” and as of today, it is still not clear.  To say the least, I have been beating myself up a little.  After 11 years, you would think I would be jumping on the bandwagon to kickstart my business in the new year with excitement, yet I can’t seem to find it.   Acceptance for me is about living in the moment, being grateful for the gifts God has given me and trying NOT to fix, manage and control things.  I can say I ended January with a win.  ūü•į  As we got ready to go on our road trip, the weather on the southern track was getting bad (an ice storm was coming to SC, NC & GA).  So, we changed plans.  Left a day early, drove longer than we originally planned, rescheduled hotel reservations & beat the storm.  In the past, I would have been a hot mess but with God’s help, we were blessed with safe travels and an amazing week.

I know…. what does all of this have to do with finding my purpose, right?  I was able to unplug in the hopes of finding my purpose.  I was able to stop and enjoy the beauty of God’s creation.

I have been thinking about “What is my MAIN reason for my business?”  Believe it or not, it has become just a way “to make some extra money”.  No it hasn’t always been the  FIRST thing on my list.  Crazy, right?  It has always been to make a difference then it was about the money.  How the money can help me to make a difference.  Through working the steps in my recovery, I have been learning about me. I still want to make a difference in the lives of people but I’m not sure what it actually looks like.

 

Here are some ideas from the Direct Sales Education Foundation on Finding YOUR Purpose

  • Listen to your inner voice and hold off on asking others what they think. Before you start seeking opinions on what your purpose should be, tune into your inner voice for inspiration.  Once you have a definitive idea, then it‚Äôs time to gather opinions from others.  As a people pleaser, I struggle with this one.  I don’t want to disappoint people.
  • Follow what is exciting, not what is easy. In business, just as in life, the easy choice may not always be the best one.   WOW!  This is so true.  The grass may not always be greener on the other side.  If you are excited about your choice, you are then willing to do the work!
  • Tap into your instincts and emotions rather than logic. You obviously don‚Äôt want to ignore logic completely, but when finding the purpose for your business (or in your life), your instincts should take over. Instincts and emotions are powerful enough to guide us to do great things. When faced with a difficult question or decision, listen carefully to your initial gut reaction. This does not mean to act impulsively, but rather to let gut feelings lead the way on your journey.  For many hard-working and ambitious people, this is not always the easiest thing to do, but it certainly is important if you want to find your true purpose which drives you toward success.

I was never out to change the world, some may say the results of my work does it but it was never my purpose.  As a Social Worker, I wanted to help people improve the quality of their life – no matter how small a change it was for them.  As I look to work my businesses this year, I want to make a difference – one smile at a time.  The end result will be success in my business and in life while helping others get what they want.

What have you done to find your purpose? Would you add to our list? Please share your ideas in the comments section below!

Have a blessed ūüíĚ  day!

 

Hope Wissel

All the Perks and More

The summer is quickly approaching…. are you looking for some extra money? ¬†Would you love a break from the kids for some girl time? ¬†Do you just LOVE a great deal?

Yes, you are reading it correctly!  Till May 31st, you can join Thirty One for just $49 (no tax).  SAY WHAT????

Wouldn’t you LOVE to be a part of the excitement as we kick off a Summer Season with Thirty One?

Let me show you all the things going on right now at Thirty One and why NOW is the best time to join! The Summer Seasonal Guide is AWESOME!  Fun new prints and products for everyone in the family.  PLUS you will be able to grab some of the Retiring Products from our Spring Collection.  Your NEW Customers will love all of the different solution sets to get ready for Summer.

So, for the $49, you will receive:  a Welcome Packet, a How-To Guide, one Summer Guide and one Spring/Summer Catalog, plus a $131 Gift Certificate!

Are you wondering what you can use your gift certificate on?  ANYTHING to help you jumpstart your business.  OPTION #1: You can use it in your launch party (I will be there to help you every step of the way) so you can start earning Personal Volume (PV), Hostess Rewards and commissions, counting toward earning AllMyPerks (AMP) incentives and rewards.  OPTION #2: You can place an order in Marketplace and get the 40% discount off all products ordered.  You will earn Personal Volume toward the AMP incentive. OPTION #3: You can use it to buy Business Supplies and/or a mix of product.  OPTION #4:  You can simply use the Gift Certificate as a payment type on your order. You will earn commission of $32 on your order.

What is an AMP Reward?  So you will be able to pick one of these AMP products for 60% by just using your gift certificate by the end of the month.  If you collect additional orders, up to $1,000 in the month, YOU will get MORE perks!

When you reach $1000 in sales (and multiples of $1000) in your first four months, you are going to earn Wishes Rewards.  So for every multiple of $1,000 you will earn $200 in Wishes Rewards.  These rewards can be redeem for product and/ or business supplies; VISA gift cards or Disney dollars.  I know this is A LOT to take in but stay with me.

Let’s say you host a launch party (in your home, online, Facebook). ¬†You only need $70 more in orders to reach party status when you use your gift certificate. ¬†Easy Peasy! ¬†The average party is about $600 which means YOU are going to earn as the hostess a $150 in commission, the hostess benefits ($100 in FREE products, 2 half price items, 2 hostess exclusives and a monthly hostess special), as well as the AMP reward.

Now, imagine your party jumps to $1000 in sales.  It can happen, believe me.  Now, you are earning $250 in commission, $200 in FREE products, 2 half price items, 2 hostess exclusives, an AMP $100 level reward, 200 in Wishes Rewards and you have unlocked a Fall Hostess Exclusive.

All of this can be yours with just a $49 investment! ¬†I will help you along the way. ¬†If you are close (within an hour’s ride) I will come to your home to help with your launch party. ¬†If you aren’t, I will help you with a Facebook party and can FaceTime in for your party to answer any questions or help out.

SHARE the love and ask a friend to join you on your journey. They could join you for just $49 as long as it is by May 31st.  If they have $1000 in sales (or multiples of $1000) in the first four months, YOU will receive an additional 400 Wishes Rewards points.

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Who do you know who could use some extra money?  Maybe they just need some girl time and a break from the kids this summer?  Maybe they just love to shop great deals?  Whatever the reason, Thirty One has the answer.  What was the last thing you spend $49 on?  If you do nothing else with the $131 gift certificate than shop, you will earn $32 BACK in commission and earn the $100 AMP Reward.

By sharing the love, you are also earning points towards The Sea of Dreams Wishes Incentive.  A chance to earn a 7-day cruise for TWO!  This is the first time Thirty One has opened this incentive to all consultants.  It is so doable when you join now and start sharing Thirty One.  What better way to start your own business then with a group of your friends, right?

Did I mention you get ME too. ¬†I am the one in the PINK cowboy hat along with some of my team at Thirty One’s National Conference.IMG_0164

 

Ask any question you want about my business. I am an open book!  I am here to help you on your journey. I LOVE to answer questions.

Here is how you can reach me:

Website: www.partywithHope.com

Facebook: Hope’s Thirty One Gift Closet

Email: HopeWs31@gmail.com

 

Business Tips and Tricks

Do You Want to Fall in Love with Your Business?

I know you are thinking…. “why be in business, especially direct sales, if you don’t love your products and your company, right?” ¬†Most of us get into direct sales because we fell in love with the product, not because it was “easy money”.

Several years ago, I wrote a blog post about “Parent Your Business” where I shared what I learned in a seminar with Caryn Chow. ¬†She talked about the need to parent our business with the acronym meaning:

P = Patience

A = A lot of Love

R = Resilience

E = Endurance

N = Nurture

T = Time Out

During the month of February our theme is LOVE, in all areas of our life.

 

Today we are going to talk about how your business is much like a marriage or a relationship (if you aren’t married, there are still some good tips so keep reading). Not only do we need to PARENT our business but we sometimes we need to fall in love all over again.

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On a leadership call this past week, I was taken back to a time when I had a vision of my goals.  An emotional link to them.  As the story of my journey to leadership was shared, I remember the passion and the emotions tied with reaching the desired goal.

So, here is how your relationship with your direct selling business mirrors a marriage. You have a passion for the products and the company. You are committed for the long haul. You are emotionally attached to the vision and the people. BUT just like a marriage, it‚Äôs easy to take your eyes off what you fell in love – maybe the company changes their compensation plan, discontinues your best selling product or your team stops producing which effects YOUR paycheck. ¬†Life happens and the road gets bumpy….

Some will jump ship to another company thinking the “grass is greener” on the other side. Others will continue a downward spiral until their sales are gone, their team is lost and they just quit. ¬†Then there are those who desire to find the spark. ¬†Those who want to ignite the passion in their business. ¬†Those who want to cast their vision into the world and see what happens. Those who want to fight for their business, no holds barred.

Staying in love with your business requires the awareness and determination. How often take stock of how you ‚Äėfeel‚Äô about your business? ¬†Negative Nellie is a sneaky devil and she usually shows up when you least expect it. ¬†When the shine begins to dim in your love affair with your business, it‚Äôs time to take intentional action.

Here are five things you can do to fall in love again:

  • Create a list of 100 reasons to be grateful for your company. I know it sounds like ALOT. ¬†It is BUT if you push all the way to 100 – you will see something happen. ¬†Believe it or not, the final 25 will be the ones which truly touch your heart.
  • Make a list of all the people who have come into your life through your business. No matter what your reason for joining a direct sales in the beginning, the “sisterhood” is what is a big part of why people remain with their company. ¬†It is a blessing many of us never expected or thought of. ¬†Take time to ponder what “the sisterhood” has added to your life.
  • Review the income you have earned. ¬†Remember, you are in this to make money. ¬†So make a list of all the things it has provided for your family or you were able to pay as a result of the income you earned. ¬†Kids activities, credit card debt, school loans, household bills… get the picture?

  • Look around your home and notice all the places you find your products. Consider how they make your life and your family‚Äôs life better. ¬†Remember you are a walking billboard of your business.

  • Make one more list, ‚ÄúHow I have grown and changed through my business.‚ÄĚ ¬†This one is HUGE for me.

Take time, preferably an entire day, to appreciate your business. When you do, you will remember WHY you fell in love.  Then you will be able to count the many reasons to renew the love affair. You will be refreshed with a renewed passion and ready to get back to work!

My love affair with my business may waiver when Negative Nelly stops to visit.  BUT I am cashing my eyes on my vision and ready to put a plan in place.  What about you?

Have a ThirtyOne-derful day!

Hope Wissel

Got A Pay Raise?

Thank you to Julie of The Hallway Initiative for the inspiration for this post which appeared in MoneySavingMom.

‚ÄúNothing stimulates creativity like a good crisis.‚ÄĚ

Living on a budget has never been a strong point for me.   I can remember very short periods of time in my adult life when I was credit card/debt free.  Then those addictive traits reared their ugly head and it was back.

Finances were almost always tight as a single mom.  As my own boss, my income depends on me which means it is sometimes inconsistent.  I have been  reading books on personal finance, working on a detailed budget (YKES!), and always on the look out for money-saving ideas. I ran into MoneySavingMom.com awhile ago and am eating up every penny-pinching post.  My initial thought is always to go back to work full-time then the realities of health struggles and age (everyone wants young social workers) hit me.  I will admit, I am great at managing money for others but when it comes to my own account it is a totally different story.

I don’t know about you but when I used to get a pay raise at work, my spending increased. ¬†I mean now I could pay the bills (at least the minimums) and have extra money in my account. ¬†The truth was (and still is) despite how much money is in the bank, I need to remember how I budgeted during the lean times.

I love these four strategies to maintain a frugal mindset:

1. Think in terms of stewardship.

I often forget everything I ‚Äúown‚ÄĚ is a gift on loan from God. When I remember it‚Äôs all His, no matter how much or little He‚Äôs given me, I am challenged to be a better steward with His things. I need to work with my money the same way I manage other people’s money. ¬†Even during lean times, I found ways to help others in need. ¬†It may not have been in cash but it may have been in groceries or time. ¬†It is when I do things like this, the blessings come back in multitudes.

2. Keeping a budget.

This is probably the hardest thing for me. ¬†I don’t remember much talk about budgeting when I was growing up. ¬†I have tried to stick to a budget off and on for years with limited success. ¬†I think I was the most successful with a budget when Elsie managed my money and bills in my early days of recovery. ¬†I couldn’t trust myself to have cash laying around so she monitored it all. ¬†Bills got paid and money got saved. ¬†sticking to a budget is one of the best ways to maintain control of your spending. ¬†It helps you keep track of your expenditures and reminds you to be wise with what you have. And, if finances permit, it‚Äôs perfectly okay to increase certain budget categories, such as giving, saving, and splurges! Just make sure you‚Äôre doing it deliberately rather than on a whim.

3. Keep up with penny-pinching resources

There are a lot of them out there…. I don’t necessarily mean “Extreme Couponing” unless it is something you love to do but I do have a few favorites besides MoneySavingMom.com. ¬†I am always scrolling through financial blogs, keeping up with new frugal tips and making sure I am remaining a good steward of my money.

Some of my favorite resources include:

4. Save for the next crunch

This is where I made my mistake years ago. ¬†When my finances were Just because your freed up for a moment, I didn’t plan for the next squeeze. ¬†I didn’t listen to¬†Dave Ramsey and other financial giants recommend building up 3-6 month‚Äôs worth of living expenses. If you‚Äôve never been able to do so before, do it now while you have money left over at the end of the month (even if it is $10).

I haven’t done a perfect job of thinking in terms of stewardship, continuing to keep a budget, keeping up with penny-pinching resources, and saving for the next financial crunch, but those are the four strategies I‚Äôm working toward at this time. ¬†I tried to keep in mind it is progress ¬†not perfection.

What are some of you favorite money saving tips or resources?  Share them with us.

Have a ThirtyOne-derful day!

 

Hope Wissel

Is it Possible to Budget on an Irregular Income?

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Budgeting – I cringe when I hear those words. ¬†I used to say “don’t know how to budget” so guess what, budgets never worked. ¬†The funny thing is as a grant writer, it was one of the things our funders loved about me. ¬†I was always on budget or under budget. ¬†Now, I am learning to apply it to my personal life……..

As a full-time direct seller, my income can be irregular. ¬†There are months when sales are AMAZING and there are months when sales are less than desired. ¬†I have always used the fact my income was irregular as an excuse not to stick to a budget. ¬†I mean the key to getting and staying out of debt is a budget, right? ¬†So I went on the hunt for some tips to help me (any maybe you) manage your money better when you don’t get a regular paycheck.

Budgets are easy on a fixed income but are¬†a challenge when you aren‚Äôt 100% sure how much money you‚Äôll bring in every month. ¬†Honestly, the budget challenge is the fear factor which kept me from working my business full-time. ¬†Not having faith in myself or in God to provide for my needs. ¬†I have monthly bills to pay – old credit card debt and school loans along with the monthly cell phone, cable bill and our grocery bill. ¬†Sounds basic enough, right? ¬†I mean how tough can it be? ¬†Here are some tips I found…

STEP 1: SET YOUR MINIMUM MONTHLY BUDGET

Your monthly bills stay the same, no matter what your income.  The first step is to figure out what your income and expenses were on an average for the last three months. You have to know there the money goes every month to build a budget.

List the bills you pay every month like rent or mortgage; car, house, or medical insurance; groceries, gas, and utilities.  Figure out the minimum number it would take to balance your bills.

STEP 2: SET EXCESS MONEY IN A SEPARATE ACCOUNT

Now you know the bare minimum amount you need to stay afloat each month. ¬†On pay day,¬†pay the necessary bills first, pull out cash for groceries and gas to last the month, and put the rest into a separate account. ¬†Sounds easy right? ¬†The cash system (or envelope system) by Dave Ramsey is a great way to get started.12141871_626490764164659_208335335_nBuilding¬†up a reserve of cash from your ‚Äúfeast‚ÄĚ months, you‚Äôll have funds to rely on during the ‚Äúfamine‚ÄĚ months. ¬†I have set up separate savings accounts for my business and personal to “save” for those famine months. ¬†Transferring money “excess” amounts over or even a minimal amount every month allows me to save for those tough seasons.

STEP 3: DON’T GO CRAZY ON PAY DAY

It is going to be tough to not go crazy when you get a large paycheck, especially after a famine month. Resist the urge to spend. ¬†You won‚Äôt have money to set aside in your separate account for famine months if you spend excessively on unnecessary things. I’m not saying don’t¬†enjoy a night out, just don‚Äôt make it a habit so your account¬†drops to zero.

STEP 4: TRY TO LIVE WITH LESS

There are lots of ways to strip down spending to reduce your budget. We reduced our cell-phone bill, and cut got our cable bill. ¬†I negotiated a lower payment rate on outstanding school loans which reduced the monthly bill. ¬†I found when I went into saving mode, I wasn’t tempted to spend money on things I¬†don‚Äôt need. ¬†Now, I am not putting out to the Universe “I can’t afford this” because negative thoughts bring negative actions. BUT what I am saying is “I have plenty of money in my accounts” to bring more positive into my Universe. ¬†When you save,¬†you widen the gap between your minimum monthly budget and how much you have to use¬†during your lean¬†months.

STEP 5: BRING IN MORE INCOME

I know this sounds like a no-brainer, right?  If no matter what your try, you are still having trouble paying the bills in your famine months, it’s time to bring in more income.  Now for those of us in direct sales, it may be working our business a little harder or helping our team reach their goals.

Want something a little bit more concrete?  You can pick up a side job to bring in extra income and pad your bank account for when you need to rely on your savings. Find a way to monetize your skills, gifts and talents to earn some extra income.  Maybe it is being a freelance writer, or if you love graphic design, market your services to websites and bloggers. Maybe you are great at organization and secretarial skills, so become a part time virtual assistant for businesses and websites.  Extra income will help during the famine months and it will help to make them go away faster.

Do you live on a feast or famine income? What is your advice to people struggling to make a budget?

Have a ThirtyOne-derful day!