Woohoo Wednesday

Does Perfect Spoil Your Dream?

“A successful life is often expensive. It will cost you something to become a champion.Time. Energy. Focus.” – Mike Murdock

January 10th, I made the decision to leave my part-time job and pursue my business full-time.  Was (or is) it scary?  YES!  Having a regular paycheck is now my responsibility, not my employer.

Over the last few weeks, I have seen MAJOR changes in my business. Parties/ Hostess I didn’t think would turn out have, customers have been placing retail orders, and I have potential new recruits.   Do I think it is anything special I did? NO! Do I believe God is working in my life? YES. There is one other thing which has changed – I have accepted I am NOT perfect and I don’t NEED to be in order to work my business and be a success.  Yes, I said it!  For some, I am sure it is a no-brainer BUT for me, it is an ongoing process.

I know I sabotage my success waiting for everything to be PERFECT. The perfect time.  The perfect vendor event. The perfect hour to make calls.  I know I am not alone in this, right?  You do it too.  Did you realize those thoughts are de-railing your business?

How often have you thought?

  • I’ll make reach out to my contacts as soon as I have the perfect (or the right) script.
  • I’ll book my first parties as soon as I learn how to do a party.
  • I’ll start sharing the business opportunity as soon as I know what to say.
  • I can’t work if my office is unorganized so I’ll clean it first.

Let’s be honest, we have all said it, thought it or done it right? Here are some tips to help you reach those dreams and allow yourself to be “Im-prefect”.

1. Does practice really make perfect?

The truth is, even with the right words and scripts, you’re going to mess it up a number of times before you’re really good.  And just when you think you are really good – you will mess up.  Accept it and move on!

Practice = better.
More practice = good.
More practice = great!
Did you see the PERFECT anywhere?

2. If it was easy – everyone would be doing it.

Easy is not the path to true happiness in any area of our lives. A great marriage is hard work. Raising great kids is really hard work. Earning a degree is hard work, and so is building a solid, successful direct sales business. WOW! I bet no one told you that when you signed up to be a consultant did they?  It may be easy at times but then the “pink” cloud will burst.   Things will be a little tougher and you may need to work a little harder. It will be worth it in the end – every bit of effort will pay off.

“If we do the things we need to do when we need to do them, the day will come when we can do the things we want to do when we want to do them.” – Zig Ziglar

3. The ducks probably won’t cooperate.

Resist the urge for perfection. Perfection is just another word for procrastination.  Don’t wait until all your ducks are in a row. because the truth is the pieces won’t ever all be in the perfect place. We won’t ever know everything we need to know to do it perfectly.

What have I done differently to make a difference in my business?

FIRST – I trust I am on the path God wants me to be on. I am not looking to be perfect or to be in the spotlight. That is not my God-sized dream. My dream is to have a self-sufficient business which provides my husband and I (and my family) with the extras – having financial freedom and being able to travel when we want. When I let go of the woulda, shoulda, coulda, and trust in God – things happen.

SECOND – I am stepping out of my comfort zone and trying.  Sounds easy, right?  I am learning to “bless and release” when negative things happen then keep moving forward.  If I stop trying, failure will be the option and my goal is for success.

Are you looking to be perfect? Is it affecting YOUR business? Share your thoughts with us..

Have a ThirtyOne-derful day!

Budgeting

Money Saving Apps

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I will be the first to admit that I am technically challenged.  I am on a mission to pay off debt so I am moving into the digital age for coupons and savings apps.  So, pull out your smart phone and check out some of these money saving apps.

Shopkick  rewards you with “kicks” when you visit participating retailers like Macy’s, Target, Best Buy, etc.).  Admit it, you go to at least one of these retailers every week.  You also can earn “bonus kicks” for scanning specific items while in store. NO, you don’t have to purchase them, just scan the UPC code.  Once you’ve earned enough reward points you can redeem them for retail and restaurant gift cards.

Checkout 51 – to save on groceries. Every Thursday morning, Checkout 51 updates with a new list of offers. Simply choose the offers you like, purchase them at any store then upload a photo of your receipt through the mobile app or website. When your account reaches $20, Checkout 51 sends you a check.

Ibotta – Before heading to the store, choose the offers you like then go shopping. (The more offers you select, the more you can earn.) After you check out, take a photo of your receipt which Ibotta will verify and then credit your account. Cash rewards can be deposited directly into a PayPal account. Every time you redeem an offer a new one will be sent to you.

SavingStar  offers e-Coupons for participating stores that are automatically added to your store’s savings card. The savings are stored in an account and once you’ve saved $5 or more you can be paid through a bank transfer, PayPal account or Amazon.com gift card.  This is a great way to save and use the extra money to pay off debt.

Retail Me Not – Before you shop use this app to find coupons and coupon codes for most major retailers. You can use Retail Me Not for online shopping as well.  A great way to get the best deals.

Shop Savvy – Use this app to scan items in the store to compare prices so you can see if you can get a better deal. This is super helpful if you have a specific item you’re looking for and want to find the best price.

Gas Buddy – This app helps you to find the best gas prices in your area by listing current prices at the gas stations closest to you. You can even earn points when you report a gas price.

Every Dollar – Dave Ramsey’s free online budgeting tool with a iPhone app. Helps you to create your budget for the month and allows you to connect your bank account for a small fee.

Mint – This free budgeting app automatically tracks your accounts and allows you to see exactly where your money is going. This is one of the top apps recommended by money saving individuals.

Ebates – my favorite site for saving money when shopping online!  Earn bonuses too when you help your family and friends save.

What are YOUR favorite money saving sites?  Share them with us.

Have a ThirtyOne-derful day!

Budgeting

Money Wisdom

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We are halfway through the year and the fiscal year closes for Thirty One today.  Each year, I review my goals and my finances.  It has been a rough few months adjusting to the diagnosis of MS (#MSwillnotdefineme) and another possible auto-immune disease but I am not using that as an excuse to not move forward.  For some that may seem harsh, for others they will understand that staying positive and moving forward is what gets me up every day.

I have learned (yes, in my 50’s) a few things that I wish I had of learned in my 20’s.  Learning is an ongoing process and I am determined not to give up on my goal of being debt free from credit cards.

#1 A bigger and better job doesn’t mean you get to spend more.  By keeping your costs the same when you increase your salary you’ll be able to save some.  I always thought more money meant that I could spend more.  Silly me!

#2 Never spend more than what comes in.  And limit your card to the lowest possible. This has been the toughest for this recovering addict to conquer.

#3 Pay off any debt first.  Pay your credit card debt as soon as possible, those high interests won’t be doing you any good. Then once they are paid off DON”T use them anymore.

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#4 Student loans on autopilot.  Students loans usually have a really small interest rate so make regular, steady payments to pay of your loan and it’ll soon be a thing of the past.  Check out too if you are eligible for a “forgiveness program”.  Make 120 payments on time & the balance of your loan is forgiven.  WOOHOO!

#5 Build a back-up.  YES, saving is still important even if you have debt.  Make sure you always have a few hundred set aside for unexpected costs and bills.

#6 Insuring yourself is essential.  A crashed laptop, unforeseen doctors bill or stolen bike can wreak financial havoc if you’re not insured. That cost per month will pay off in the long run for any unexpected mishaps.

#7 Set long term goals to help you focus on what you really want. Figure out how much you’re gonna need and start saving now.

#8 Monetize your talent if you can.  Write blogposts, take photographs or try to monetize your special skills as (additional) income.  I have been a crafter for as long as I can remember.  I just wish I had of saved some of that money.

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#9 Think about retirement.  This is especially important if you are your own boss.  Sadly, I learned too late that it’s essential to put away money for the future.

#10 Lastly, here is a marvelous piece of advice given by StickleyMan on Thought Catalog. It’s reaaaaaally good.

Take some more chances. You know that idea that’s been ruminating in the back of your mind for years? That one that doesn’t have anything to do with your job or your mortgage. That one that falls outside your schema of living and routine and that you shrug off as some immature or impractical idea; as just some silly fantasy. Maybe it’s a crazy business idea or a trip to go live in a hut in India for three months or to breed Pygmy hippos or to become a juggling street performer. Whatever it is, explore it. Maybe even try it. I don’t mean take a stupid, life-threatening risk. I’m not suggesting a trying a lifestyle of meth addiction and bare-knuckle Fight Clubs. But something outside your comfort zone. Try it. Maybe you’ll fail miserably at it. But just try it. Because in about a decade when you’re responsible for more things and more people, you won’t be able to. And you’ll find yourself in a self-imposed mental prison of ‘what-ifs’. And take it for someone who didn’t because I was too scared, too embroiled in my own insecurities and addictions, and so heavily conditioned to fear failure – you’ll wish you did.

Any cash lessons you learned in the past year? Tell us in the comments, we’d love to hear how you spend and save.

Unclutter Your Life

Life Goals NOT New Year’s Resolutions

monday morning

WOOHOO!  Another short work week!  On the downside, I am headed to Philadelphia Airport with Belinda and Ashley.  They are headed home.  The last 5 days went way too fast.  It was great having them home for Christmas….Okay, before I start to cry AGAIN, let’s get to today’s blog.

We are just days away from the NEW YEAR.  Whether you read blogs or are a social media nut (you know Facebook, Twitter, etc) – everyone is talking about new year resolutions.  Over the years, I have made New Year’s Resolution and just as fast as I made them, I broke them.  Last year, I set goals – not HUGE, unattainable ones just ones that would improve the quality of life for me and my family.  Here are some ideas as you prepare to set your New Year’s Resolutions:

#1 Reducing Stress and Overwhelm

Stress is a leading contributor to illness and disease in the body, mind and soul. And an unchecked to-do list does not go rent free in your head. I want you to step back and inventory your life right now. Where are the biggest areas of stress and overwhelm? How can you reduce them immediately? Do you need help around the house, running errands, to make that doctor’s appointment you’ve been putting off?

Make a list of things that are stressing you out!  Then simply ask, what would eliminate this as a stress in my life.  Maybe it is asking your family for help with the housework.  Okay, so it won’t be done exactly like you want – who cares?  Maybe it is saying “NO” to being the chair of an event or maybe it is looking for a job that you enjoy going to instead of dreading everyday.  Just explore the options of reducing your stress.

#2: Health

Your health is your greatest asset. If you don’t have it, you can’t think as clearly and you have a lower quality of life. Let’s get your body functioning at its optimal level! What changes do you need to make right now to make yourself feel better and live healthier?

This doesn’t mean you have to commit to loosing XX pounds.  It simply means making changes in your eating habits that will help you to feel better.  Starting in January, I will be cutting down (to almost nothing) sugar.  Will I still sneak a cookie or two?  YES!  Will I still have an occasional glass of wine? YES!  But I will be applying the 80/20 rule.  By doing this 80% of the time, I will feel better.

#3: Strengthening Your Finances

No matter where you are on the path to prosperity, it’s your birthright to live an abundant life. Do you need to save money? Get out of debt or start a debt repayment plan? Is it time to invest? Change careers into something more lucrative? Find higher paying clients? Let’s get your money in order and set some solid goals.

Okay, paying off debt was my “goal” last year.  I have to say that I made progress, maybe not what I dreamed it would be but that is okay.  I am paying it off and saving money.  I am giving back to my church and the community.  I am finding ways to increase my income doing things that I love.  I am no longer saying “I hate being in debt”, I am saying “I am no longer in debt”.  I am speaking abundance into the Universe.  If you haven’t read The Secret, it is a MUST read this year.

#4: Create More Loving Relationships

We cherish our most loving relationships. They give us food for the soul and provide us with inspiration and support through all of life’s seasons. Which are your most loving relationships? How can you create more of those? What changes do you need to make to become more loving?

My goal last year was to spend more time with family and extended family.  I am happy to say that I am moving closer to where I want to be in this area of my life.

So, what are your dreams for each of these areas of your life?  Not your New Year’s Resolutions, your dreams.  Share them with us.  Let’s all CELEBRATE and ENCOURAGE each other to reach our dreams this year.

Have a ThirtyOne-derful day!

 

Hope Wissel, Relax, Reflect, Recharge

Your Sweet Spot

“We have different gifts, according to the grace given to each of us. If your gift is prophesying, then prophesy in accordance with your faith; if it is serving, then serve; if it is teaching, then teach; if it is to encourage, then give encouragement; if it is giving, then give generously; if it is to lead, do it diligently; if it is to show mercy, do it cheerfully.” Romans 12:6-8 (NIV)

Do you think of yourself as ordinary? Nothing special. Forgettable.  Maybe you are an average student.  Maybe you are a “behind the scenes” kind of person.  Maybe you never really stood out in your job or your life.  Despite all of these “nots”, do you keep moving forward?

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Are you still looking for your sweet spot?  That place where your greatest passion and talents or abilities intersect.    Its the special place where we feel most called, the thing that we love, that thing that we’re great at that makes life worth living.  Living in the sweet spot means having the courage to follow your dreams, take risks and work harder than we ever thought to accomplish our goals.

Finding this spot is not always easy.  I have been on a mission to find mine for some time now.  Just when I think I found it – life throws me a curve.  Negative Nellie and Doubtful Debbie visit reminding me that my gifts are not as good as “others”.  I push the RESET button and remind myself that all gifts are essential whether they are in the spotlight or behind the scenes.

I am at a fork in the road. The point where I have to merge what I enjoy (my Thirty One business) and what I believe that I am truly good at (encouraging, raising money and making people smile) with my dreams of financial freedom and helping others.  I know you are all thinking, it is a party-plan business so it is easy.  Book, Sell Recruit – those are the basics of a successful business; if you do that, you will have found your sweet spot.  For me, it isn’t that easy.  Of maybe it is and I just am complicating things.

Finding my sweet spot has been messy, learning how to embrace the God-given talents I already have, rather than those I wish I had. Does this sound like any of you?

Are you fearless?  Will you dare to take the plunge, even when it means risking failure? Philippians 4:13 reminds us: “I can do all things through Christ who strengthens me.” (NKJV)

I need to remember, as I am sure you do that we will make mistakes. We will mess up. We may have to admit defeat. Through it all, we need to keep going. We need to use those defeats as opportunities to discover what doesn’t work, but always persevere.

Each of us has a sweet spot.  It is there, waiting for you, even if you haven’t quite found it yet.  Ask for help to discover the gifts and talents you have been given.  Ask for help finding that place where passion and abilities intersect.  With God’s help, you can find it and you can do the work that you have been called to do.

Share your sweet spot with us so that we can CELEBRATE together.

Have a ThirtyOne-derful day!