Hope Wissel

Change Your Beliefs Manifest Your Money

 This blog post was written by Lynette Barbieri

Ladies, think back to all the negative perceptions we were taught about money growing up. “Money is the root of all evil.” “Money doesn’t buy happiness.” “Money is not spiritual.” It’s this kind of thinking and this kind of mindset that is the cause of most people’s financial demise. Yes, money does NOT buy happiness, but neither does poverty.

I feel like I can be as bold and as blunt as I want with you because I have your best interest at heart. Additionally, I’m talking from my own personal experience. I was always surrounded by friends and family members that were the biggest proponents of thinking negatively about money.

I have been in the financial industry now for almost two decades. I’ve been fortunate enough to be able to help clients that come from all different financial and economic backgrounds. What I’ve found over the years is that even though I help them understand the importance of having a financial road map they tend to fall short on the execution.

The inability to follow through with their plan all stems from their belief system regarding money-that’s where I come in. After digging deeper through asking the right kinds of questions, I was able to identify the mental and financial blocks my clients were experiencing. All it took was a little redirecting of their belief system, and then they were finally ready to take those first steps towards financial stability. It wasn’t long after that they were started seeing success from their efforts.

The transformation does not happen over night. Like anything else you have to invest some time in personal development.

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If you are interested in learning effective strategies to relieve financial stress so you can experience more peace and joy in your life you are welcome to attend my workshop below.

Have a ThirtyOne-derful day!

Hope Wissel

Money Saving Apps

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I will be the first to admit that I am technically challenged.  I am on a mission to pay off debt so I am moving into the digital age for coupons and savings apps.  So, pull out your smart phone and check out some of these money saving apps.

Shopkick  rewards you with “kicks” when you visit participating retailers like Macy’s, Target, Best Buy, etc.).  Admit it, you go to at least one of these retailers every week.  You also can earn “bonus kicks” for scanning specific items while in store. NO, you don’t have to purchase them, just scan the UPC code.  Once you’ve earned enough reward points you can redeem them for retail and restaurant gift cards.

Checkout 51 – to save on groceries. Every Thursday morning, Checkout 51 updates with a new list of offers. Simply choose the offers you like, purchase them at any store then upload a photo of your receipt through the mobile app or website. When your account reaches $20, Checkout 51 sends you a check.

Ibotta – Before heading to the store, choose the offers you like then go shopping. (The more offers you select, the more you can earn.) After you check out, take a photo of your receipt which Ibotta will verify and then credit your account. Cash rewards can be deposited directly into a PayPal account. Every time you redeem an offer a new one will be sent to you.

SavingStar  offers e-Coupons for participating stores that are automatically added to your store’s savings card. The savings are stored in an account and once you’ve saved $5 or more you can be paid through a bank transfer, PayPal account or Amazon.com gift card.  This is a great way to save and use the extra money to pay off debt.

Retail Me Not – Before you shop use this app to find coupons and coupon codes for most major retailers. You can use Retail Me Not for online shopping as well.  A great way to get the best deals.

Shop Savvy – Use this app to scan items in the store to compare prices so you can see if you can get a better deal. This is super helpful if you have a specific item you’re looking for and want to find the best price.

Gas Buddy – This app helps you to find the best gas prices in your area by listing current prices at the gas stations closest to you. You can even earn points when you report a gas price.

Every Dollar – Dave Ramsey’s free online budgeting tool with a iPhone app. Helps you to create your budget for the month and allows you to connect your bank account for a small fee.

Mint – This free budgeting app automatically tracks your accounts and allows you to see exactly where your money is going. This is one of the top apps recommended by money saving individuals.

Ebates – my favorite site for saving money when shopping online!  Earn bonuses too when you help your family and friends save.

What are YOUR favorite money saving sites?  Share them with us.

Have a ThirtyOne-derful day!