Hope Wissel

September Basics

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Where is September going? In just a few short days, it will officially be autumn.  The Jersey Shore has been hit with some hot humid weather so it is hard to believe that it is actually the middle of September.

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Being in direct sales, I always feel like September is a restart.  Thankfully, every month we get to wipe the slate clear and start again.  I just came off an awesome 3 months in my business with personal and team volumes back to where they used to be.  So, I was riding on the high of summer unlike the past when I was in Vacation Veronica mode. But the reality was, my numbers for September during the BEST special of the Thirty One year were not where I wanted them to be.  I have been working hard to turn them around by putting forth a little more effort…. actually going back to basics.

I know it can get old, right?  Many times, I have written off a month when my numbers were not where I wanted them to be and began focusing on next month.  It always seemed easier to get excited about something NEW coming then to WORK in the here and now.

I was a Doubtful Debbie for a long time.  Never really taking some of the suggestions to heart OR doing any of them.  Never really trying. Playing the “comparison game”.  This time, I let the doubts linger for a day or two and then I kicked it into overdrive.  Sat in my office to do “money-producing” tasks.  Yes, that means picking up the phone – making calls and texting.  Calling people just to thank them for their support of my business.  I have been sharing my business with EVERYONE! Well, almost.

Occasionally,  I slip back into the “JOB” mindset.  Yes, I work a part-time job. Although, I don’t want people to see it instead of my business when they think of me.  I ran into an ex- co-worker from WAWA.  She asked me if I was working.  I said yes and proceeded to tell her about my part-time job!  OPPORTUNITY  MISSED!!!!  I called my hubby to tell him I was on my way home and had an AHA moment.  I had only causally mentioned Thirty One, I mean I was wearing a Thirty One t-shirt so did I really have to say it?  DUH???  I guess so because she asked “are you still doing Thirty-One”? OMG!  How did this happen?

When I started with Thirty One, I told everyone about my business.  I am not sure when the mindset changed and the worse part is I didn’t even realize it.  I LOVE my business.  I LOVE making a difference in the lives of others.  The passion is still there BUT I began thinking “people know what I do”  so I don’t need to say anything.  WRONG!!!!!  Talk about an AHA moment.  As I struggle with health issues, I have found I need to PRACTICE sharing about my business when people ask me what I am doing.  I say practice because it is a habit  I got out of and need to desperately get back into.

Thirty One pays the bills (or a lot of them) AND I want it to be the ONLY thing paying the bills.  It affords me the opportunity to spend time with my family and make my own schedule. It is my business!  My part-time gig is just a part-time thing – nothing permanent.  It has helped to fill the gaps as I struggle with health stuff. Or, do I hold onto it out of FEAR?  That is a scary question.  Do I not have enough faith in the fact with God’s help I can make my business a success?  Did the mindset change when I lost some of my faith and I didn’t even realize it?  WOW!  No, I am not going to try and answer these in this blog…

I just wanted to share my thoughts with you… maybe you are having an off month, maybe you are desperately seeking to have your own business but hold onto a JOB out of fear, maybe you need to change your mindset?  Whatever the struggle, there is still time this month to KICK out of the old mindset and bring in the NEW.  Almost sounds like a New Year’s Eve blog, huh?

What do YOU need to do different in your business?  Share it with us.

Have a ThirtyOne-derful day!

Budgeting

Money Wisdom

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We are halfway through the year and the fiscal year closes for Thirty One today.  Each year, I review my goals and my finances.  It has been a rough few months adjusting to the diagnosis of MS (#MSwillnotdefineme) and another possible auto-immune disease but I am not using that as an excuse to not move forward.  For some that may seem harsh, for others they will understand that staying positive and moving forward is what gets me up every day.

I have learned (yes, in my 50’s) a few things that I wish I had of learned in my 20’s.  Learning is an ongoing process and I am determined not to give up on my goal of being debt free from credit cards.

#1 A bigger and better job doesn’t mean you get to spend more.  By keeping your costs the same when you increase your salary you’ll be able to save some.  I always thought more money meant that I could spend more.  Silly me!

#2 Never spend more than what comes in.  And limit your card to the lowest possible. This has been the toughest for this recovering addict to conquer.

#3 Pay off any debt first.  Pay your credit card debt as soon as possible, those high interests won’t be doing you any good. Then once they are paid off DON”T use them anymore.

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#4 Student loans on autopilot.  Students loans usually have a really small interest rate so make regular, steady payments to pay of your loan and it’ll soon be a thing of the past.  Check out too if you are eligible for a “forgiveness program”.  Make 120 payments on time & the balance of your loan is forgiven.  WOOHOO!

#5 Build a back-up.  YES, saving is still important even if you have debt.  Make sure you always have a few hundred set aside for unexpected costs and bills.

#6 Insuring yourself is essential.  A crashed laptop, unforeseen doctors bill or stolen bike can wreak financial havoc if you’re not insured. That cost per month will pay off in the long run for any unexpected mishaps.

#7 Set long term goals to help you focus on what you really want. Figure out how much you’re gonna need and start saving now.

#8 Monetize your talent if you can.  Write blogposts, take photographs or try to monetize your special skills as (additional) income.  I have been a crafter for as long as I can remember.  I just wish I had of saved some of that money.

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#9 Think about retirement.  This is especially important if you are your own boss.  Sadly, I learned too late that it’s essential to put away money for the future.

#10 Lastly, here is a marvelous piece of advice given by StickleyMan on Thought Catalog. It’s reaaaaaally good.

Take some more chances. You know that idea that’s been ruminating in the back of your mind for years? That one that doesn’t have anything to do with your job or your mortgage. That one that falls outside your schema of living and routine and that you shrug off as some immature or impractical idea; as just some silly fantasy. Maybe it’s a crazy business idea or a trip to go live in a hut in India for three months or to breed Pygmy hippos or to become a juggling street performer. Whatever it is, explore it. Maybe even try it. I don’t mean take a stupid, life-threatening risk. I’m not suggesting a trying a lifestyle of meth addiction and bare-knuckle Fight Clubs. But something outside your comfort zone. Try it. Maybe you’ll fail miserably at it. But just try it. Because in about a decade when you’re responsible for more things and more people, you won’t be able to. And you’ll find yourself in a self-imposed mental prison of ‘what-ifs’. And take it for someone who didn’t because I was too scared, too embroiled in my own insecurities and addictions, and so heavily conditioned to fear failure – you’ll wish you did.

Any cash lessons you learned in the past year? Tell us in the comments, we’d love to hear how you spend and save.

Hope Wissel, Unclutter Your Life

Habits for Successful People

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It is Monday….following a wet and dreary weekend as we brace for the impending hurricane.  Did you get everything done you wanted to do this weekend?  How many things did you scratch off your to do list?

Whether you have your own business, work a JOB or a mom managing a household – we all want to be successful.  Our definition of success may be different but that is our goal.  Did you know that  successful people are successful because they have taken little things and built them into habits?

Here are some things that successful people do:

First, they plan.  I don’t mean an endless to-do list because let’s be honest, that really isn’t a plan.  Before falling into bed or sometimes as soon as they wake up – before the craziness of the day takes over – they determine THREE things they want to get done.  They are the things that they will set out to accomplish no matter what.  What would your 3 things be?

 

Next, they focus.  I know we have all be under the misconception that multi-tasking is good. Guess what?  That is far from true.  If you want to be successful especially in completing your 3 priorities each day, you have to focus.  I always used to say “I am great at multitasking” but when I look back, things always got half done.  It would have been so much easier if I just focused on one thing at a time.  Be in the moment instead of figuring out what else needs to be done or planning out the next thing to cross off the to do list.

Successful people read.  I can hear the groans around the world at this one.  Who has time to read, right?  I am guilty of saying it so I totally get it.  Let’s start with finding just 15 minutes in our day and add reading to our habits.  Why is this so important?  It forces you to focus – stepping away from what you are doing.  How many times when you read do you get new ideas and I don’t mean adding to the to do list.  Now that books are on audio, you can listen to a book while driving.  This is great for those “mom-taxis” who spend countless hours shuttling kids. Or maybe it is a long commute to work.

Successful people unplug.  They spend time with family and friends doing fun things, in other words leisure activities.  When was the last time that you “unplugged”?  Maybe it was gathering friends together for some coffee (or wine or lunch).  Maybe it was just playing with the kids.  Maybe it was turning off your electronics for a few hours.  Yes, I did go there!  When work is demanding, “unplugging” for successful people is there even if  only in small bites.

Take a minute and think of TWO people that you know well and consider to be successful.  What do you see them do all of the time?  They don’t have to be big things, but they need to consistently do them.  Make a list of those things and see if any of those things will work for you.  Don’t discount them BEFORE you even try them.  Give them an honest try FIRST.  Remember that it takes 21 days to make a habit!

Wishing a successful and ThirtyOne-derful week!

“Giving myself away so others smile”

 

Hope Wissel, Relax, Reflect, Recharge

A JOB or a Calling

“Whoever wants to become great among you must be your servant? as the Son of Man did not come to be served, but to serve” Matthew 20:26-28

Have you ever seen a person at work and think “this is their calling”?  That person that loves their job so much that they would probably do it even if they didn’t get paid.  I know for some that is a crazy thought.  I mean, we all want to get paid for what we do, right?

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Over the last week, I have been thinking a lot about this. Why?  At first, I thought it was because I was struggling in my business.  Then I thought “maybe I need to do something else”?  The truth was, I can’t imagine a day without Thirty One in it – the connections with fellow consultants, customers, and hosts plus the amazing product.  I know I could have the amazing product without the business but I would miss out on blessing others.

I think back to my early days in Social Work.  I fell into the job (God’s plan for overcoming a bad situation) and fell in love.  Yes, I worked with difficult people.  Yes, I put myself in what some may call danger very day.  Yes, I worked for peanuts in a non-profit when I had a college degree in pre-law.  The truth was “I loved it”.  I loved helping people and putting a smile on their face.  Did I get a thank you?  On rare occasions but it didn’t matter.  I was making a difference in their life even for a moment.

I have retired from Social Work and have been searching for my calling.  God has a plan for me and I know that.  I guess I just need to figure out what it is and go for it.  Or maybe stop searching and just LISTEN.

There are times that I wonder if direct sales is for me.  I wonder if this is my calling.  I don’t just want to sell product.  I want to make a difference in people’s lives. I want to help women plan their first party in their home after a messy divorce.  I want to make people smile when they are down with my silly happy mail.  I want to help raise funds for that family that just can’t afford to pay for their child’s extra activities.

I have been part of an online program this past week that got me to thinking – scary, right?  The truth is that they have helped me visualize what I want to do.  Being a part of Britt’s Authentically Audacious Retreat: Stop Spinning Your Wheels With Mis-Aligned Clients helped me think about my ideal client/customer.  They are women in need.  In need of a smile.  In need of FREE product.  In need of friendship.  WOW!  That was huge for me.  My calling is to help people through my Thirty One business and my blog.

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My parties may not be organized.  They may not be like everyone else’s.  They may not be what I visioned them to be before I went.  The truth is they are what God planned for them to be.  See I pray for my hostess, the guests and  me before each party.  I ask for the right words, the right people and to be able to make someone smile.  God always comes through.  Funny thing is that it took this moment for me to realize that.

So, are you working a job for a paycheck or are you living out your calling doing something you enjoy (or LOVE)?

Have a ThirtyOne-derful day!

 

Hope Wissel

Happy No Brainer Day

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Happy Friday!  Did you know that today is “No Brainer Day”?

Have you ever wanted a day dedicated to doing something that is simple, easy, obvious, and/or totally logical?  For me, that is almost everyday which is why I love what I do.  Don’t get me wrong, I do have days that I think, plan, and analyze but they are scheduled to keep life simple.  So, if you have a project that requires thinking, study, or analysis of any kind, today would NOT be the day to do it.

Having my own business, I love finding simple solutions for my customers using our amazing Thirty One products.  My office systems are simple and make things easy for me to stay on top of things.

Yes, it is one of those random holidays but here is the origin as posted on holiday insights

This day was created by Adrienne Sioux Koopersmith, ‘America’s Premier Eventologist’ – per Insight Magazine – Washington, DC – August, 1995, and ‘The Premier Eventologist in the History of the World – per The Chicago Tribune – Chicago, Il – January 2001.

So today I will be at my part-time JOB.  Is it a “no-brainer”? As long as the customers don’t get crazy, then it will be simple and easy.  The systems are in place to make the job totally logical.  Tonight will be spent networking with some amazing women at a Ladies’ Night Out vendor event.  Plain and simple – maybe every day should be a no-brainer day.  What do you think?

What you will be doing on “No Brainer Day”?  Share with us how you will be spending your day.

Have a ThirtyOne-derful day!